TRAVEL NURSE PAYROLL · STIPENDS, LICENSES & 13-WEEK WEEKS

The taxable base is the small half. WageTime pays the whole blended package.

WageTime is payroll for travel nurse staffing agencies: the taxable base wage and the non-taxable housing and meals stipends settle on one weekly check, itemized the way the recruiter promised, with overtime computed on the regular rate.

Built on infrastructure processing $35B+ in payroll & taxes · 2.8M+ employees paid

WageTime provides payroll mechanics, not tax or legal advice. Whether a stipend is non-taxable depends on tax-home rules, and whether an hourly-tied stipend belongs in the overtime regular rate is a decision for you and your advisors. Sample screens use a demonstration environment.

SOUND FAMILIAR?

A low base, a big stipend, a license that expires in week nine, and a new state every quarter. Generic payroll models none of it.

Travel-nurse payroll is not high-volume the way warehouse staffing is. It is high-stakes: a smaller roster of credentialed clinicians, each on a structured thirteen-week contract, paid a blended package where the taxable hourly base is the small part and the non-taxable stipends are the big part. Get the split, the overtime rate, the license clock, or the work state wrong, and the error is expensive and personal.

THE BLENDED CHECK

Base wage and stipends are not the same money

A traveler's take-home is a low taxable hourly base, often $20 to $30 an hour, plus tax-advantaged housing and meals-and-incidentals stipends sized to the assignment location. On payroll they are different kinds of pay with different tax treatment, on the same weekly check. Software that only knows one hourly wage cannot produce the package the recruiter promised the nurse.

STIPENDS AND HOUR 41

What counts toward overtime is a live legal question

When a per diem or stipend is tied to hours worked, courts have treated it as compensation that belongs in the overtime regular rate, not a reimbursement outside it. The Ninth Circuit held exactly that in Clarke v. AMN Services (2021), and travel-staffing firms have paid settlements over stipends left out of the regular rate. Payroll that excludes hourly-tied stipends by default can underpay overtime on every traveler.

THE CARD THAT LAPSES MID-ASSIGNMENT

Licenses do not pause for a contract

A traveler works on a compact multistate license or a single-state one, plus dated certifications like BLS and ACLS. If the RN license or a cert expires in week nine of a thirteen-week assignment, the nurse cannot work and you cannot bill. Nobody notices until the facility does, unless something is watching every expiration date.

GUARANTEED 36, WORKED 24

Low census is a payroll decision

Most contracts guarantee weekly hours. When a hospital calls off shifts for low census, some contracts still pay the guaranteed hours and the full stipend, and others prorate the stipend to hours actually worked. That is a per-contract rule your payroll has to honor exactly, traveler by traveler, or the paycheck fight lands on the recruiter.

A NEW STATE EVERY 13 WEEKS

Tax home here, work there

A single traveler can generate several assignments and several state tax profiles a year: a resident tax-home state plus a rotating work state, each with its own withholding and unemployment. Your EIN sits in one state; your nurses are earning in five. Software that withholds to headquarters gets nearly everyone wrong.

The sections below are sized for a travel desk placing clinicians, not a corporate campus.
01 · ONE CHECK, TWO KINDS OF MONEY

How does the taxable base plus stipend package run on payroll?

The base wage is ordinary W-2 pay, the housing and meals-and-incidentals stipends are per diem pay codes configured as non-taxable earning types, and the whole package lands on one weekly paycheck, itemized on one stub.

  • Housing and M&IE stipends sized to the assignment location.
  • Night, weekend, and charge differentials as pay codes.
  • You set the amounts; WageTime does not judge tax-home eligibility.
app.wagetime.com/payroll/pay-package

Pay Package · Dana R., RN · Week of Mar 2

Base + stipends on one checkStipends non-taxable as configured
One weekly check: taxable base wage plus housing and M&IE stipends, weekly and location-based per diem pay codes
Dana R., RN · one weekly check
Base wage $23.00 × 36 hrs$828.00
Housing stipend, weekly$1,015.00
Meals & incidentals$322.00
Night diff +$4.00 × 24 hrs$96.00
Gross this week$2,261.00
One check, two kinds of moneybase taxable, stipends non-taxable as configured

Replaces the two-system workaround where the base runs in payroll and the stipends get bolted on by hand, and the stub the traveler cannot reconcile.

02 · WHAT RIDES INTO THE OVERTIME RATE

Do stipends count toward overtime?

Sometimes it has to: the Ninth Circuit held in Clarke v. AMN Services that hours-tied per diems belong in the overtime regular rate, so each stipend pay code is classified at setup, with your counsel, and WageTime computes the premium on what you configured.

  • Overtime computed automatically on the regular rate.
  • Base wages and shift differentials included in the regular rate.
  • Agencies have settled wage claims over stipends left out of the rate.
app.wagetime.com/payroll/regular-rate

Overtime · Dana R., RN · 48-hour week

Overtime on the regular rateStipend inclusion set at pay-code setup
Taxable base and night differential ride in the regular rate · 8 OT hrs priced at half the regular rate
Dana R., RN · overtime week
Base wage · 48.0 × $23.00$1,104.00
Night diff · 48.0 × $4.00$192.00
Regular rate, all 48.0 hrs$27.00
OT premium · 8.0 × $13.50$108.00
Wages this week$1,404.00
Wages plus stipends on one checkhourly-tied stipend inclusion is a pay-code setup decision

Replaces the default that quietly leaves every stipend out of the overtime rate, and the back-pay settlement that follows it.

03 · LICENSES THAT EXPIRE ON THE CLOCK

How do we track compact and single-state licenses and certs?

Compact multistate licenses, single-state licenses for non-compact assignments, and dated certs all sit on the WageTime employee record with recurring expiration alerts, so a renewal starts before week nine turns into a nurse who cannot legally work.

  • Flags credentials that lapse inside the current assignment window.
  • BLS, ACLS, and PALS certifications with their own dates.
  • Recurring 30, 60, and 90-day expiration alerts.
  • Documents stored on the employee record.
  • Which credential an assignment requires stays your compliance call.
app.wagetime.com/hr/credentials

Credentials · Expiring in 90 Days

License & cert tracking3 alerts inside 60 days
214Clinicians tracked
3Inside 60 days
ClinicianCredentialExpires
Dana R., RNMultistate · home state TXCompact RNJun 14 (61 days)
Priya N., RNSingle-state · May 2 (18 days)California RNRenew
Marcus B., RNDated cert · Apr 20 (6 days)ACLS certificationUrgent
Lena K., LPNDated certificationBLS certificationAug 1 (109 days)
Every license and cert on the recorda renewal starts before a card stops a shift

Replaces the spreadsheet of renewal dates nobody updated, and the shift a traveler could not work because a card expired mid-assignment.

04 · GUARANTEED HOURS AND LOW CENSUS

What happens to pay when the hospital calls off shifts?

Exactly what the contract says: when a contract guarantees 36 hours through a call-off, WageTime pays the guaranteed hours and full stipend, and when it prorates the stipend to hours worked, it does that instead, traveler by traveler.

  • Guaranteed-hours pay configured as a pay code per traveler.
  • Stipend proration for missed shifts when the contract calls for it.
  • Off-cycle corrections included at no extra cost.
  • WageTime pays the contract terms; it does not write them.
app.wagetime.com/payroll/guaranteed-hours

Weekly Pay · Low-Census Week

Guaranteed-hours pay codes1 low-census week
Guaranteed hours and the stipend rule come from each traveler's own contract
Dana R., RN36 hrs paid
guaranteed 36 · worked 36stipend full
Priya N., RNGuaranteed36 hrs paid
guaranteed 36 · worked 24stipend full
Marcus B., RNProrated36 hrs paid
guaranteed 48 · worked 36stipend prorated
Lena K., LPN36 hrs paid
guaranteed 36 · worked 36stipend full
4 travelers1 guarantee paid through a call-off · 1 stipend prorated per contract

Replaces the manual math after every low-census week, and the argument with a traveler over a stipend the contract already decided.

05 · A NEW ASSIGNMENT, A NEW STATE

Which state do we withhold for when a nurse moves?

WageTime reads the answer off the addresses, not your headquarters: the resident tax-home state and the rotating work state are both on the record, and an April move picks up the new state on the day the assignment starts.

  • Work and home addresses geolocated to the rooftop.
  • 11,000+ local jurisdictions, 50 states plus Puerto Rico.
  • Reciprocity and effective-dated setup for each new assignment.
  • Filings and deposits automatic, per EIN, one login.
  • Tax-home qualification stays with the nurse and their advisor.
app.wagetime.com/people/assignment-taxes

Assignment Tax Setup · Q2 Moves

Effective-dated by assignment2 new states this quarter
ClinicianNew assignmentWork state / local
Dana R., RNTax home TX, no state inc taxMercy Regional Denver COCO withholding
Priya N., RNTax home AZ · effective Apr 7Bay Harbor Medical Oakland CACA state plus local
Marcus B., RNTax home FLRiverside Health Columbus OHOH plus Columbus municipal
Lena K., LPNTax home TNLakeshore Care Louisville KYKY plus Jefferson County
4 assignments startinglocals resolved by geolocation · setups effective-dated

Replaces the tax profile rebuilt from scratch every assignment, and the nonresident notice that arrives a year after the contract ended.

PRICING

Simple payroll pricing. No surprises.

Full-service payroll is $10 a month per person paid that month, plus $50 a month per company, with unlimited runs. No long-term contracts, no per-run charges.

  • Full-service payroll, unlimited runs
  • Federal, state & local tax filing
  • Year-end W-2s & 1099s
  • Direct deposit, checks & pay cards
  • Contractor payments & filings
  • Off-cycle runs & bonuses, no extra fee
  • Employee paystubs & W-2 access
  • QuickBooks integration
$10/mo per person paid
+ $50/mo per company

Off-cycle runs and bonuses cost nothing extra. No long-term contracts; cancel anytime.

Example: 50 people paid × $10 + $50 company = $550 for the month

HR & hiring, onboarding, PTO, time tracking, benefits, and workers’ comp are optional add-ons, priced separately when you’re ready.

See a demo
THE INFRASTRUCTURE BEHIND WAGETIME
$35B+
in payroll & taxes paid
2.8M+
employees paid
4.3M+
W-2s & 1099s filed
100%
of tax filings automated

Travel nurse staffing payroll FAQ

How do travel nurse stipends work on payroll?

A travel nurse is paid a taxable base hourly wage plus non-taxable housing and meals-and-incidentals stipends, all on one check. In WageTime the base is ordinary W-2 pay and the stipends are per diem pay codes configured as non-taxable earning types, so the whole package settles in one weekly run with each part itemized on the stub.

Are travel nurse stipends taxable?

Whether a stipend is taxable depends on the individual nurse's tax-home situation, which is a decision for the nurse and their tax advisor, not a call WageTime makes. On payroll, WageTime pays the base wage as ordinary taxable W-2 pay and pays housing and M&IE stipends the way you configure them as pay codes. It does not determine tax-home status or promise a tax outcome.

Do travel nurse stipends count toward overtime?

Sometimes. When a stipend is tied to hours worked, courts have held it belongs in the FLSA regular rate used for overtime, as the Ninth Circuit ruled in Clarke v. AMN Services. WageTime computes overtime on the regular rate you configure and flags hourly-tied stipends so you and your counsel decide inclusion, rather than excluding them by default.

Can WageTime track compact and single-state nursing licenses?

Yes. Each clinician's compact multistate license, any single-state license, and dated certifications like BLS and ACLS sit on the employee record with their own expiration dates and stored documents. Recurring alerts at 30, 60, and 90 days flag a credential before it lapses, so a renewal starts before it stops a shift mid-assignment.

How does pay work in a low-census week?

Low-census pay follows the contract. If the contract guarantees weekly hours, WageTime can pay the guaranteed hours and full stipend through a call-off; if it prorates the stipend to hours worked, WageTime does that instead, per traveler. Guaranteed hours and stipend adjustments run as pay codes, and off-cycle corrections cost nothing extra.

What does payroll cost for a travel nurse staffing agency?

$50 a month for the company plus $10 for each person actually paid that month, with unlimited runs. Weekly pay costs the same as biweekly, off-cycle corrections add nothing, and a slow month costs less because you only pay for people paid. An agency paying 60 travelers and 6 internal staff in a month is $710, whether payday landed four times or five.

Bring one traveler's week.

One thirteen-week contract, its guaranteed hours and stipend terms, and a nurse who worked overtime. Twenty minutes with a payroll specialist on a live demo company: you'll see the base-plus-stipend package on one check, the overtime regular-rate setup with stipends flagged, the credential-expiration board, and an assignment tax setup for a nurse moving states.

Book a 20-minute demo